Am I on the right track financially?

When can I retire? Should I buy or rent? Am I saving too much?

Powerful Artificial Intelligence

offering 5 minute financial checkups.
Fast. Easy. Free.

 You've been lied to

You were made believe that finance was beyond your reach.

Complex jargon was used to confuse you and make you insecure about your decision-making. This made you dependent on finance "experts", helping finance industry make billions. 

You are smarter than you think.

With the right financial information you can make great financial decisions yourself. We can prove it.

Suzan K. engineer, Montreal

Suzan K. engineer, Montreal

"I never thought Finance could be this easy! No more anxiety about finances for me"

Karen S. student, Toronto

Karen S. student, Toronto

"I gave Perfiqt a try and couldn't leave it. I now know that I am off track and how to fix it!"

 We simplify finance for you

We spent 2 years building extremely powerful algorithm that let's you do in minutes, what takes finance professionals hours!


Get Answers

Effortlessly visualize your entire financial life. Peek into your future. Decide if a goal makes sense before you set out to reach it.


Get Action Plan

Our AI will compare your profile to thousands of your peers and give you an Action Plan to get to your goals faster.

Now you can do this in minutes for free!

 Our Certified Financial Planners are on a stand-by if needed.

Advanced financial planning... in minutes

Making smart financial decisions requires sound financial planning. This is complex, confusing, and time-consuming.

We made it simple and fun. 

Start with 5 easy questions

Plan your perfect life

Get your answers & plan

We are on your side

Finance industry is optimized to make money, not to help you.
It's time to change this.

"The complexity of finance makes it harder for people to see when they are being screwed. Too many people follow a sales pitch, thinking that they actually get an expert advice. To help, we came up with a Perfiqt idea:
instead of advice - give people easy access to information.

When you know - you are much harder to trick. Information is the best protection against abuse."

- Gene Khalyapin, Founder/CEO -

Read Gene's interview at:


We offer you free, personalized information to empower you to make better financial decisions. We visually show you the financial impact from your life decisions in a simple and intuitive way.

With that information you can make the smartest financial decisions yourself.

Traveling. Buying a house. Saving more. Saving less. Having children. Paying off debt sooner. Borrowing more. Buying that Porsche you've dreamed of... Now you can make sense of it all in minutes
Perfiqt (pronounced as 'perfect') stands for PERsonal FInancial QuesTions. We help you answer your personal financial question, so we thought this name would be a perfect fit for it.
No. Robo-advisors automate the investment process for a fee. Perfiqt gives you free, personalized information to empower you to make better financial decisions: savings, investments, debts, inheritance, travel, car, house, etc.
That's great! You are a step ahead of most. Our mission is to give you unbiased information. That's all. The information is yours so you can use it any way you want: you can take it to your advisor to help him/her serve you better, or your "robo-advisor", banker, spouse, partner - we never lock you or control how you use your own information.

Time to try Perfiqt.