Perfiqt (pronounced as 'perfect') stands for PERsonal FInancial QuesTions. We help you answer your personal financial question, so we thought this name would be a perfect fit for it.
Our AI can answer any financial question. Though we are rolling them out in batches. Here are some examples:

Am I on the right track financially? Should I buy or rent? Am I spending too much? Can I afford an extra vacation? What's my net worth? Should I be investing? What's my investment risk tolerance? When can I become debt free? Should I pay off my debts sooner? Can I? and many more
No. Robo-advisors automate the investment process for a fee. Perfiqt gives you free, personalized information to empower you to make better financial decisions: savings, investments, debts, inheritance, travel, car, house, etc.
That's great! You are a step ahead of most. Our mission is to give you unbiased information. That's all. The information is yours so you can use it any way you want: you can take it to your advisor to help him/her serve you better, or your "robo-advisor", banker, spouse, partner - we never lock you or control how you use your own information.
The information we provide is always free and unbiased. You can use this information to make smarter financial decision on your own or with the help of your financial advisor. You can also let us help you implement your financial decisions for a small fee. For example, we can help you negotiate savings on your mortgage or have your profile reviewed by a fiduciary advisor. Again, these services are optional and they are not tied to the free information we provide.
Yes. This is not necessary, but it's an option that you have at Perfiqt. We have Certified Financial Planners who can help you if needed. They are fiduciary: they are not paid a commission on sales so giving you the best service is their main objective.